Kevin W. Hess
Vice President
Residential Mortgage Loan Officer
Stockton, CA 95202
P. O. Box 1110 - 95201
8am to 5pm Monday-Thursday
8am to 6pm Friday
I have over 40 years of experience in mortgage banking and look forward to assisting you with your new home or investment purchase or refinancing of your existing mortgage. I know the loan process can be overwhelming and I am here to help walk you through it and answer any questions you have along the way. Please don't hesitate to contact me at 209-929-1390. Thank you for choosing Bank of Stockton for your home loan financing.
Apply NowApplying online is easy and takes about 20 minutes. Here's how:
- Click "Apply Now" and fill out the application
- Click "Submit" and your information will be reviewed for approval
- You will be contacted by myself or another real estate representative to answer any questions
| Conventional Fixed Rate Mortgages | ||
| 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 7.250% | 7.394% | 0.000% |
| 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 6.875% | 7.104% | 0.000% |
| Home Equity Line of Credit | ||
| Home Equity Line of Credit | ||
| Rate | APR | Points |
| 8.500% | 8.500% | 0.000% |
These mortgage rates are based upon a variety of assumptions and conditions which include a consumer credit score which may be higher or lower than your individual credit score. Your loan's interest rate will depend upon specific characteristics of your loan transaction and your credit history up to the time of closing.